🎙️ Voice-Activated Expense Sharing • 100% Ad-Free

Just Speak It. We'll Split It.

Split restaurant checks, vacation expenses, roommate rent, and daily cabs hands-free. Just speak naturally, and Speak 'N Split extracts the amount, matches friends, and calculates net balances instantly.

✓ Real-Time Cloud Sync
✓ Smart Debt Minimization
✓ Instant QR Invites
🎙️
You Spoke
"Dinner with Priya and Rahul 2,400 split equally"
Dinner • Dining
Split 3 ways (₹800/person) • Paid by You
₹2,400
1-Tap
Hands-Free Voice Entry
0 Ads
Clean, Tactile Experience
Real-time
Instant Friend Notifications
Smart
Debt Simplification Algorithm

Built for Friends, Trips & Roommates

No more tedious manual forms. Speak naturally, split fairly, and settle effortlessly.

🗣️

Natural Voice Parsing

Speak full sentences like "Drinks with Alex $42 paid by me". Our parser extracts the merchant, cost, category, and friends without typing.

⚖️

Flexible Split Methods

Split bills equally, by exact percentages, custom amounts, or shares. Accommodate anyone who didn't order drinks or joined late.

🧮

Simplified Debt Balances

Our graph settlement algorithm combines overlapping balances across group members to calculate the fewest total payments required.

⚡

Real-Time Cloud Sync

Built on Supabase PostgreSQL. Expenses logged on your phone reflect immediately on your friends' devices with push notifications.

📷

Instant QR Invitations

Add new friends or join vacation groups in seconds by scanning a personal QR code on each other's screens.

🛡️

Private & Secure

Your voice is processed only to parse your spoken transaction. We never sell your personal data or display intrusive advertisements.

How Speak 'N Split Works

From the restaurant table to full debt settlement in three simple steps.

1

Speak or Type

Tap the Voice Orb and speak your bill. You can also use traditional keyboard entry anytime you are in quiet environments.

2

Review the Split

Check the parsed expense breakdown. Confirm who paid, adjust individual shares if needed, and save with a single tap.

3

Settle Instantly

See who owes you and who you owe across all your groups. Record cash payments or UPI/bank transfers to mark debts settled.

Frequently Asked Questions

Everything you need to know about voice input, privacy, and splitting expenses.

No. Microphone audio is used only while you press the Voice Orb to convert your spoken words into transaction text in real-time. We do not store, archive, or listen to your voice recordings, and we never share audio with third parties or advertisers.
Yes, absolutely! While voice input is the fastest way to add expenses, you have complete manual keypad input to create, edit, and split transactions anytime.
In group trips, multiple people often pay for different activities (e.g. Person A pays for gas, Person B pays for lunch, Person C pays for museum tickets). Debt simplification calculates the net balance for each person and computes the fewest number of transactions needed to settle the entire group.
Speak 'N Split is completely ad-free. We believe financial utilities should be clean, fast, and free of distracting popups or trackers.
You can permanently delete your account and all associated transactions at any time inside the app under Settings → Profile → Delete Account, or by visiting our Account Deletion Page.

Start Splitting Expenses the Fast Way

Download Speak 'N Split today and experience the speed of voice-activated bill sharing with friends and roommates.

Download on Google Play