Terms of Service

1. Acceptance of Terms

By creating an account or using Speak 'N Split ("the App"), you agree to these Terms of Service. If you do not agree, do not use the App.

2. Description of Service

Speak 'N Split is an expense management and bill-splitting calculation tool.

• The App calculates split mathematics, simplifies debts, and tracks shared group balances.
• Speak 'N Split is not a bank, money transmitter, or payment processor. The App does not transfer funds between bank accounts or hold money on your behalf. Any physical or digital settlement payments occur outside the App through your chosen payment provider (cash, UPI, bank transfer, etc.).

3. User Accounts & Accuracy

You are responsible for maintaining the confidentiality of your account credentials and for all transactions logged under your account. You agree to enter accurate expense amounts and ensure all participants in your groups agree to shared expense splits.

4. Voice Recognition Notice

Voice transcription and natural language parsing are powered by automated algorithms. While designed for high accuracy, ambient noise or accents may affect speech parsing. Users must always verify parsed totals and allocations before finalizing expenses.

5. Intellectual Property

LogyByte retains all rights, title, and interest in and to Speak 'N Split, including software, algorithms, user interfaces, branding, and logos.

6. Limitation of Liability

To the maximum extent permitted by law, LogyByte shall not be liable for any disputes between group members, calculation misunderstandings, or financial losses arising from the use of the App.

7. Contact Information

For inquiries regarding these Terms, please contact:

LogyByte Support
Email: support@logybyte.com